Jamie Karl from the Students Benefits Office kindly spoke to students and answered questions regarding our recent switch to the Wellfleet insurance plan! Below you can find the recording of the talk as well as additional resources for you to explore!

Recording
JHU Student and Learner Benefits Slide Deck
Wellfleet Claim Form

In addition to the talks, there were a few questions that popped up during discussions: You can see those answers below!

1. The Delta Dental benefit will only pay out a maximum of $1500 per person in each calendar/plan year. So this year will be 7/1/23-8/14/24. The next plan year will be 8/15/24-8/14/25.
2. The max payout a subscriber would have to pay out of pocket is $3000 per person per plan year before Wellfleet will pay everything at 100%.
3. The prescription drug benefits -$15 for generics and $25 for brand name are for a 30-day supply. If you receive over a 30-day supply, then your out-of-pocket may be more. (As someone described in the audience paying $36, because that was a 90-day supply.)Regarding the preventative care benefit, GYN and your PCP are covered at 100%. There isn’t a benefit for preventative care dermatology: Important – Your provider or lab, must submit the billing as preventative care service in order for the visit to be paid 100%!
4. Regarding the preventative care benefit, GYN and your PCP are covered at 100%. There isn’t a benefit for preventative care dermatology: Important – Your provider or lab, must submit the billing as preventative care service in order for the visit to be paid 100%!
5. A physician (specialist) office visit is paid out at 90% in network, which would be the dermatology annual visit.